/* Figtree Fundraiser Plan: the Tripisky kit in the Freud earth palette. A warm cream band behind the hero, a hand-drawn
   orange swoosh under one headline word, a white planner card with circled icons and a square orange button, a fan of tilted
   rounded picture frames with thick orange borders, cards with an orange bottom edge, a dotted journey path for the dates,
   diamond icon tiles with a peach halo and big pale peach circles bleeding off the page edges. Urbanist for everything, Kavoon
   (a rounded hand-lettered face) only for accents. */
@font-face { font-family: "Urbanist"; src: url("fonts/Urbanist-Variable.ttf") format("truetype"); font-weight: 100 900; font-display: swap; }
@font-face { font-family: "Kavoon"; src: url("fonts/Kavoon-Regular.ttf") format("truetype"); font-weight: 400; font-display: swap; }

:root {
  --cream: #F7F4F2; --band: #F1ECE6; --white: #fff; --brown: #4F3422; --brown2: #6E5444; --mute: #7A6E66; --line: #E6DED7;
  --orange: #FE814B; --orange-d: #B54E1F; --peach: #FEE5D7; --peach2: #FFF1E8; --olive: #9BB068; --olive-d: #55692A; --olive-t: #E6ECD6; --sand: #EDE3D6;
  --sans: "Urbanist", "Segoe UI", system-ui, sans-serif; --accent: "Kavoon", "Urbanist", cursive;
  --gut: clamp(16px, 4vw, 40px); --ease: cubic-bezier(.2, .7, .2, 1); --shadow: 0 18px 40px -18px rgba(79, 52, 34, .35);
}
* { box-sizing: border-box; }
[hidden] { display: none !important; }
html { -webkit-text-size-adjust: 100%; background: var(--white); }
body { margin: 0; background: var(--white); color: var(--brown); font: 500 17px/1.6 var(--sans); overflow-x: hidden; overflow-wrap: break-word; }
img { display: block; max-width: 100%; height: auto; }
a { color: var(--orange-d); text-underline-offset: 3px; }
button, input, select, textarea { font: inherit; color: inherit; }
p { margin: 0 0 1em; }
h1, h2, h3, .h3 { margin: 0 0 .45em; font-weight: 700; letter-spacing: -.01em; line-height: 1.12; color: var(--brown); }
h1 { font-size: clamp(36px, 5.2vw, 64px); }
h2 { font-size: clamp(28px, 3.4vw, 44px); }
h3, .h3 { font-size: clamp(19px, 1.6vw, 22px); font-weight: 800; }
.lead { font-size: clamp(17px, 1.4vw, 20px); color: var(--brown2); max-width: 60ch; }
.small { font-size: 14.5px; color: var(--mute); }
.center { text-align: center; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.mail { overflow-wrap: anywhere; }
.wrap { max-width: 1200px; margin: 0 auto; padding: 0 var(--gut); position: relative; z-index: 1; }
.wrap.narrow { max-width: 820px; }
.sec { padding: clamp(56px, 8vw, 104px) 0; position: relative; overflow: hidden; }
.sec.tight { padding: clamp(24px, 4vw, 48px) 0; }
.ic { width: 20px; height: 20px; flex: none; }
.skip { position: absolute; left: -999px; top: 8px; z-index: 80; background: var(--orange); color: var(--white); padding: 12px 18px; border-radius: 999px; }
.skip:focus { left: 12px; }
:focus-visible { outline: 3px solid var(--orange); outline-offset: 3px; border-radius: 8px; }
.wrap > *, .split > *, .ph-grid > *, .planner > *, .pl-main > * { min-width: 0; }
.kicker { font: 800 13px/1.3 var(--sans); letter-spacing: .14em; text-transform: uppercase; color: var(--orange-d); margin: 0 0 12px; }
.lbl { font: 800 12.5px/1.3 var(--sans); letter-spacing: .12em; text-transform: uppercase; color: var(--mute); margin: 18px 0 8px; }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(28px, 5vw, 72px); align-items: center; }
.acts { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 20px; }
html:not(.js) .js-only { display: none; }

/* NEW:swoosh-underline: a hand-drawn orange brush stroke under one word */
.sw { position: relative; display: inline-block; white-space: nowrap; }
.sw::after { content: ""; position: absolute; left: -4%; right: -4%; bottom: -.12em; height: .32em; z-index: -1;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 200 20' preserveAspectRatio='none'%3E%3Cpath d='M3 14 C 40 4, 90 3, 197 9' fill='none' stroke='%23FE814B' stroke-width='6' stroke-linecap='round'/%3E%3C/svg%3E") center / 100% 100% no-repeat;
  transform-origin: left; transform: scaleX(1); transition: transform .9s var(--ease); }
html.js [data-reveal]:not(.in) .sw::after, html.js h1[data-reveal]:not(.in) .sw::after { transform: scaleX(0); }

/* buttons: orange pills; ghost = outlined */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 50px; padding: 12px 24px; border-radius: 999px; border: 2px solid var(--orange);
  background: var(--orange); color: var(--white); text-decoration: none; font: 700 16px/1.2 var(--sans); cursor: pointer; transition: transform .25s var(--ease), box-shadow .25s, background .25s, color .25s; }
.btn .ic { transition: transform .3s var(--ease); }
.btn:hover { transform: translateY(-2px); box-shadow: 0 12px 24px -12px rgba(254, 129, 75, .8); }
.btn:hover .ic { transform: translateX(4px); }
.btn.ghost { background: transparent; color: var(--orange-d); }
.btn.ghost:hover { background: var(--peach2); }
.btn.sm { min-height: 44px; padding: 8px 18px; font-size: 15px; }
.btn.wide { width: 100%; }
.chip-btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 44px; padding: 8px 14px; border-radius: 999px; border: 1.5px solid var(--line);
  background: var(--white); color: var(--brown); text-decoration: none; font: 700 14.5px/1.2 var(--sans); cursor: pointer; transition: border-color .2s, background .2s; }
.chip-btn:hover { border-color: var(--orange); background: var(--peach2); }
.chip-btn .ic { width: 18px; height: 18px; }

/* header: small orange mark + name left, centred light links, an orange pill right */
.hd { position: sticky; top: 0; z-index: 40; background: rgba(241, 236, 230, .92); backdrop-filter: blur(8px); transition: box-shadow .3s; }
.hd.scrolled { box-shadow: 0 6px 24px -14px rgba(79, 52, 34, .45); }
.hd-in { max-width: 1200px; margin: 0 auto; padding: 0 var(--gut); height: 72px; display: flex; align-items: center; gap: 20px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--brown); }
.brand-m { width: 40px; height: 40px; display: grid; place-items: center; border-radius: 12px; background: var(--orange); color: var(--white); transform: rotate(-8deg); transition: transform .4s var(--ease); }
.brand:hover .brand-m { transform: rotate(4deg); }
.brand-m .ic { width: 22px; height: 22px; }
.brand-t { display: grid; line-height: 1.05; }
.brand-t b { font-weight: 800; font-size: 18px; }
.brand-t small { font-size: 12.5px; color: var(--mute); font-weight: 600; }
.hd-nav { display: flex; gap: 22px; margin: 0 auto; }
.hd-nav a { color: var(--brown2); text-decoration: none; font-weight: 600; font-size: 15.5px; padding: 8px 0; position: relative; }
.hd-nav a::after { content: ""; position: absolute; left: 0; right: 0; bottom: 2px; height: 3px; border-radius: 3px; background: var(--orange); transform: scaleX(0); transition: transform .3s var(--ease); }
.hd-nav a:hover::after, .hd-nav a[aria-current]::after { transform: scaleX(1); }
.hd-nav a[aria-current] { color: var(--brown); }
.hd-act { display: flex; align-items: center; gap: 12px; }
.hd-call { display: inline-flex; align-items: center; gap: 6px; color: var(--brown); text-decoration: none; font-weight: 700; font-size: 15px; min-height: 44px; }
.ib { display: inline-grid; place-items: center; width: 46px; height: 46px; border-radius: 50%; background: var(--white); cursor: pointer; list-style: none; box-shadow: var(--shadow); }
.ib::-webkit-details-marker { display: none; }
.mm { position: relative; display: none; }
.mm-panel { position: absolute; right: 0; top: calc(100% + 12px); width: min(92vw, 600px); max-height: 78vh; overflow: auto; background: var(--white); border-radius: 24px; box-shadow: var(--shadow);
  padding: 22px; display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px 26px; }
.mm-panel a { display: block; padding: 7px 0; text-decoration: none; color: var(--brown2); font-weight: 600; }
.mm-panel a:hover, .mm-panel a[aria-current] { color: var(--orange-d); }
.mm-h { font: 800 12px/1 var(--sans); letter-spacing: .14em; text-transform: uppercase; color: var(--mute); margin: 0 0 6px; }
.crumbs { display: flex; flex-wrap: wrap; gap: 8px; font-size: 14px; color: var(--mute); margin-bottom: 16px; }
.crumbs a { color: var(--mute); }

/* big pale peach circles bleeding off the edges */
.blob { position: absolute; border-radius: 50%; background: var(--peach2); z-index: 0; pointer-events: none; }
.b1 { width: 520px; height: 520px; right: -200px; top: -160px; }
.b2 { width: 380px; height: 380px; left: -190px; bottom: -120px; }
.b3 { width: 460px; height: 460px; right: -230px; top: 30%; }
.b4 { width: 420px; height: 420px; left: -210px; top: 12%; }

/* hero: cream band, centred headline, the planner card, then the fan */
.hero { background: var(--band); position: relative; overflow: hidden; padding: clamp(48px, 7vw, 88px) 0 clamp(150px, 16vw, 200px); }
.hero-fan { position: relative; z-index: 2; margin-top: clamp(-200px, -16vw, -150px); }
.hero-c { text-align: center; display: grid; justify-items: center; }
.hero-c .lead { margin-left: auto; margin-right: auto; }
.hero h1 { font-size: clamp(38px, 6vw, 72px); max-width: 16ch; }
.qcard { display: grid; grid-template-columns: repeat(3, 1fr) auto; gap: 0; align-items: center; width: min(100%, 860px); margin: 18px auto 0; background: var(--white); border-radius: 22px;
  padding: 12px 12px 12px 6px; box-shadow: var(--shadow); text-align: left; }
.q { display: flex; gap: 10px; align-items: center; padding: 6px 14px; border-right: 1px solid var(--line); min-width: 0; }
.q:nth-child(3) { border-right: 0; }
.q-i { width: 38px; height: 38px; flex: none; display: grid; place-items: center; border-radius: 50%; border: 1.5px solid var(--orange); color: var(--orange); }
.q-i .ic { width: 18px; height: 18px; }
.q-t { display: grid; gap: 2px; font-weight: 800; font-size: 14.5px; min-width: 0; }
.q-t input, .q-t select { border: 0; padding: 4px 0; min-height: 34px; background: transparent; color: var(--brown2); font-weight: 500; width: 100%; min-width: 0; }
.q-t input:focus, .q-t select:focus { outline: 0; }
.q:focus-within { background: var(--peach2); border-radius: 14px; }
.qgo { width: 56px; height: 56px; border-radius: 14px; border: 0; background: var(--orange); color: var(--white); display: grid; place-items: center; cursor: pointer; transition: transform .25s var(--ease); }
.qgo:hover { transform: scale(1.06) rotate(-4deg); }
.fan { position: relative; display: flex; justify-content: center; align-items: center; margin: 0 auto; }
.fan.big { height: clamp(260px, 30vw, 380px); max-width: 900px; }
.fan.sm { height: 300px; }
.fan.mini { height: 220px; }
.fr { position: absolute; margin: 0; border-radius: 40px; border: 5px solid var(--orange); overflow: hidden; background: var(--white); box-shadow: var(--shadow); transition: transform .6s var(--ease); }
.fr img { width: 100%; height: 100%; object-fit: cover; }
.fan.big .fr { width: clamp(180px, 22vw, 290px); aspect-ratio: 1; }
.fan.big .fr-0 { transform: translateX(-72%) rotate(-14deg); } .fan.big .fr-1 { transform: translateY(-6%) rotate(6deg); z-index: 2; width: clamp(210px, 26vw, 330px); } .fan.big .fr-2 { transform: translateX(72%) rotate(16deg); }
.fan.big:hover .fr-0 { transform: translateX(-80%) rotate(-8deg); } .fan.big:hover .fr-2 { transform: translateX(80%) rotate(10deg); }
.fan.sm .fr { width: 190px; aspect-ratio: 1; }
.fan.sm .fr-0 { transform: translate(-48%, 8%) rotate(-12deg); } .fan.sm .fr-1 { transform: translate(0, -8%) rotate(8deg); z-index: 2; } .fan.sm .fr-2 { transform: translate(48%, 10%) rotate(18deg); }
.fan.mini .fr { width: 140px; aspect-ratio: 1; border-width: 4px; border-radius: 30px; }
.fan.mini .fr-0 { transform: translateX(-52%) rotate(-12deg); } .fan.mini .fr-1 { transform: rotate(6deg); z-index: 2; } .fan.mini .fr-2 { transform: translateX(52%) rotate(16deg); }
.fr-one { margin: 0; border-radius: 44px; border: 5px solid var(--orange); overflow: hidden; transform: rotate(-6deg); box-shadow: var(--shadow); transition: transform .6s var(--ease); background: var(--white); }
.fr-one img { width: 100%; aspect-ratio: 1; object-fit: cover; }
.fr-one:hover, .tilt-card:hover .fr-one { transform: rotate(0); }
.fr-one.big { max-width: 440px; margin: 0 auto; }
.tilt-card { position: relative; max-width: 460px; margin: 0 auto; }
.badge { position: absolute; right: -14px; top: -14px; width: 82px; height: 82px; border-radius: 22px; background: var(--white); border: 4px solid var(--orange); display: grid; place-items: center; transform: rotate(12deg); box-shadow: var(--shadow); color: var(--orange); }
.badge .ic { width: 34px; height: 34px; }

/* section heads, season cards with an orange bottom edge, product cards */
.sh { display: grid; grid-template-columns: 1.1fr 1fr; gap: 20px; align-items: end; margin-bottom: 28px; }
.sh.center { grid-template-columns: 1fr; text-align: center; justify-items: center; }
.sh p { margin: 0; color: var(--brown2); }
.scards, .pcards { list-style: none; margin: 0 0 24px; padding: 0; display: grid; gap: clamp(16px, 2vw, 24px); }
.scards { grid-template-columns: repeat(3, 1fr); }
.pcards { grid-template-columns: repeat(4, 1fr); }
.sc a, .pc a { display: block; text-decoration: none; color: var(--brown); border-radius: 26px; background: var(--white); border: 2px solid var(--line); border-bottom: 6px solid var(--orange); overflow: hidden;
  transition: transform .35s var(--ease), box-shadow .35s; height: 100%; }
.sc a:hover, .pc a:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.sc figure, .pc figure { margin: 0; overflow: hidden; }
.sc img, .pc img { width: 100%; aspect-ratio: 1; object-fit: cover; transition: transform .8s var(--ease); }
.sc a:hover img, .pc a:hover img { transform: scale(1.06); }
.sc-t, .pc-t { display: grid; gap: 4px; padding: 14px 16px 18px; }
.sc-t b { font-size: 22px; font-weight: 800; }
.pc-t b { font-size: 17px; font-weight: 800; line-height: 1.25; }
.sc-t span, .pc-t span { font-size: 14.5px; color: var(--mute); }

/* NEW:dotted-journey-path */
.journey { position: relative; margin: 28px 0 8px; }
.jp { width: 100%; height: 90px; display: block; overflow: visible; }
.jp path { fill: none; stroke: var(--orange); stroke-width: 3; stroke-dasharray: 2 10; stroke-linecap: round; vector-effect: non-scaling-stroke; }
.jp circle { fill: var(--orange); stroke: var(--white); stroke-width: 4; vector-effect: non-scaling-stroke; transform-box: fill-box; transform-origin: center; transition: transform .5s var(--ease); }
html.js .journey[data-reveal]:not(.in) .jp circle { transform: scale(0); }
.jstops { list-style: none; margin: 4px 0 0; padding: 0; display: grid; grid-template-columns: repeat(var(--n), 1fr); gap: 8px; text-align: center; counter-reset: s; }
.jstops li { display: grid; gap: 2px; }
.jstops b { font-weight: 800; font-size: 16px; }
.jstops span { color: var(--mute); font-size: 14.5px; }

/* diamond icon tiles with a peach halo */
.dms { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; text-align: center; }
.dm-t { display: grid; place-items: center; width: 132px; height: 132px; margin: 10px auto 22px; transform: rotate(45deg); border-radius: 30px; background: var(--peach); transition: transform .5s var(--ease); }
.dm-t > span { display: grid; place-items: center; width: 84px; height: 84px; border-radius: 22px; background: var(--orange); color: var(--white); }
.dm-t .ic { width: 34px; height: 34px; transform: rotate(-45deg); }
.dm:hover .dm-t { transform: rotate(45deg) scale(1.06); }
.dm p { color: var(--brown2); max-width: 34ch; margin: 0 auto; }

/* worked example card, closing call */
.excard { display: grid; grid-template-columns: 1.6fr auto; gap: 30px; align-items: center; background: var(--band); border-radius: 36px; padding: clamp(24px, 4vw, 48px); }
.ex-n { margin: 0; text-align: center; display: grid; place-content: center; gap: 4px; width: 200px; height: 200px; border-radius: 50%; background: var(--white); border: 6px dotted var(--orange); }
.ex-n b { font-size: 56px; font-weight: 900; line-height: 1; }
.ex-n span { font-size: 15px; color: var(--mute); }
.cta { position: relative; overflow: hidden; display: grid; grid-template-columns: 1.3fr 1fr; gap: 24px; align-items: center; background: var(--brown); color: var(--cream); border-radius: 40px; padding: clamp(28px, 5vw, 60px); }
.cta h2, .cta p { color: var(--cream); position: relative; }
.cta .blob { background: rgba(254, 129, 75, .14); }
.cta .btn.ghost { color: var(--cream); border-color: var(--cream); }
.cta .btn.ghost:hover { background: rgba(255, 255, 255, .08); }
.cta-tx { position: relative; z-index: 1; }
.cta-pic { max-width: 320px; justify-self: center; transform: rotate(8deg); border-color: var(--orange); }
.cta-pic img { aspect-ratio: 3 / 2; }

/* page heads */
.ph { background: var(--band); position: relative; overflow: hidden; padding: clamp(36px, 6vw, 76px) 0 clamp(36px, 5vw, 64px); }
.ph-grid { display: grid; grid-template-columns: 1fr; gap: 36px; align-items: center; }
.ph.has-fan .ph-grid, .ph.prod .ph-grid, .ph.nf .ph-grid { grid-template-columns: 1.2fr 1fr; }
.oboxes { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-top: 16px; }
.obox { background: var(--white); border: 2px solid var(--line); border-radius: 22px; padding: 14px 16px; transition: border-color .25s; }
.obox:hover { border-color: var(--orange); }
.ob-k { font: 800 12px/1.3 var(--sans); letter-spacing: .12em; text-transform: uppercase; color: var(--mute); margin: 0 0 4px; }
.ob-v { font-size: 22px; font-weight: 800; margin: 0; line-height: 1.15; }
.obox .small { margin: 4px 0 0; }
.al { margin: 0 0 8px; display: grid; gap: 10px; }
.al div { background: var(--band); border-radius: 18px; padding: 12px 16px; }
.al dt { font-weight: 800; }
.al dd { margin: 0; color: var(--brown2); }
.mini { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(2, 1fr); gap: 10px; }
.mini a { display: flex; gap: 10px; align-items: center; text-decoration: none; color: var(--brown); font-weight: 700; font-size: 15px; background: var(--band); border-radius: 18px; padding: 8px; }
.mini img { width: 54px; height: 54px; object-fit: cover; border-radius: 14px; flex: none; }
.ticks { list-style: none; padding: 0; margin: 0 0 16px; display: grid; gap: 10px; }
.ticks li { position: relative; padding-left: 30px; }
.ticks li::before { content: ""; position: absolute; left: 0; top: .3em; width: 18px; height: 18px; border-radius: 50%; background: var(--olive-t); border: 2px solid var(--olive); }
.steps { list-style: none; padding: 0; margin: 0 0 20px; display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px; }
.steps li { background: var(--white); border: 2px solid var(--line); border-radius: 26px; padding: 18px; transition: transform .3s var(--ease), border-color .3s; }
.steps li:hover { transform: translateY(-4px); border-color: var(--orange); }
.sn { display: grid; place-items: center; width: 46px; height: 46px; border-radius: 14px; background: var(--orange); color: var(--white); font: 400 22px/1 var(--accent); margin-bottom: 12px; transform: rotate(-8deg); }
.qa { background: var(--white); border: 2px solid var(--line); border-radius: 22px; margin-bottom: 10px; padding: 0 18px; transition: border-color .25s; }
.qa[open] { border-color: var(--orange); }
.qa summary { cursor: pointer; list-style: none; padding: 18px 34px 18px 0; position: relative; font-weight: 800; font-size: 18px; }
.qa summary::-webkit-details-marker { display: none; }
.qa summary::after { content: "+"; position: absolute; right: 0; top: 12px; width: 30px; height: 30px; border-radius: 50%; background: var(--peach); color: var(--orange-d); display: grid; place-items: center; font-size: 22px; transition: transform .3s var(--ease); }
.qa[open] summary::after { transform: rotate(45deg); }
.qa p { color: var(--brown2); }
.facts { margin: 16px 0 0; display: grid; gap: 0; }
.facts div { display: grid; grid-template-columns: 130px 1fr; gap: 10px; padding: 10px 0; border-bottom: 1px solid var(--line); }
.facts dt { font-weight: 800; color: var(--mute); font-size: 14.5px; }
.facts dd { margin: 0; }
.note { background: var(--peach2); border: 2px dashed var(--orange); border-radius: 22px; padding: 16px 20px; margin-bottom: 18px; }
.clauses { padding-left: 1.4em; }
.clauses li { margin-bottom: 16px; }

/* tables */
.tbl { overflow-x: auto; margin: 0 0 16px; background: var(--white); border-radius: 22px; border: 2px solid var(--line); }
.t { width: 100%; border-collapse: collapse; font-size: 15.5px; }
.t caption { text-align: left; font-weight: 800; padding: 14px 16px 6px; }
.t th, .t td { padding: 10px 16px; border-bottom: 1px solid var(--line); text-align: left; vertical-align: top; }
.t thead th { font: 800 12.5px/1.3 var(--sans); letter-spacing: .1em; text-transform: uppercase; color: var(--mute); }
.t .num { text-align: right; white-space: nowrap; font-variant-numeric: tabular-nums; }
.t tr.tot th, .t tr.tot td { font-weight: 800; border-bottom: 0; background: var(--peach2); }
.t tbody tr:hover { background: var(--band); }

/* privacy */
.pwrap { display: grid; grid-template-columns: 270px 1fr; gap: 44px; align-items: start; }
.pidx { position: sticky; top: 92px; background: var(--band); border-radius: 26px; padding: 18px; max-height: calc(100vh - 110px); overflow: auto; }
.pidx ol { list-style: none; margin: 0; padding: 0; }
.pidx a { display: grid; grid-template-columns: 30px 1fr; padding: 6px 0; text-decoration: none; font-size: 14.5px; color: var(--brown2); font-weight: 600; }
.pidx a:hover { color: var(--orange-d); }
.pidx span { color: var(--orange-d); font-weight: 800; }
.plist { display: grid; gap: clamp(26px, 4vw, 44px); }
.policy-section { display: grid; grid-template-columns: 210px 1fr; gap: 26px; align-items: start; scroll-margin-top: 96px; }
.ps-pic { margin: 0; overflow: hidden; border-radius: 30px; }
.ps-pic img { width: 100%; aspect-ratio: 1; object-fit: cover; }
.ps-no { font: 400 24px/1 var(--accent); color: var(--orange); margin: 0 0 4px; }
.ps-tx h2 { font-size: clamp(21px, 2vw, 27px); }
.ps-tx p { color: var(--brown2); }
.policy-section[data-layout="tilt"] .ps-pic { border: 5px solid var(--orange); transform: rotate(-8deg); transition: transform .5s var(--ease); }
.policy-section[data-layout="tilt"]:hover .ps-pic { transform: rotate(0); }
.policy-section[data-layout="card"] { background: var(--white); border: 2px solid var(--line); border-bottom: 6px solid var(--orange); border-radius: 30px; padding: 20px; grid-template-columns: 1fr 160px; }
.policy-section[data-layout="card"] .ps-pic { order: 2; }
.policy-section[data-layout="diamond"] { grid-template-columns: 150px 1fr; }
.policy-section[data-layout="diamond"] .ps-pic { width: 120px; margin: 14px; transform: rotate(45deg); border-radius: 26px; }
.policy-section[data-layout="diamond"] .ps-pic img { transform: rotate(-45deg) scale(1.42); }
.policy-section[data-layout="band"] { grid-template-columns: 1fr; background: var(--band); border-radius: 34px; padding: 24px; }
.policy-section[data-layout="band"] .ps-pic { max-height: 200px; border-radius: 24px; }
.policy-section[data-layout="band"] .ps-pic img { aspect-ratio: 3 / 1; }
.policy-section[data-layout="split"] { grid-template-columns: 1fr 1fr; background: var(--brown); border-radius: 34px; overflow: hidden; gap: 0; }
.policy-section[data-layout="split"] .ps-pic { border-radius: 0; height: 100%; order: 2; }
.policy-section[data-layout="split"] .ps-pic img { height: 100%; aspect-ratio: auto; }
.policy-section[data-layout="split"] .ps-tx { padding: 24px; }
.policy-section[data-layout="split"] h2, .policy-section[data-layout="split"] p { color: var(--cream); }
.policy-section[data-layout="path"] { grid-template-columns: 1fr; border-top: 3px dotted var(--orange); padding-top: 22px; }
.policy-section[data-layout="path"] .ps-pic { display: none; }
.policy-section[data-layout="path"] .ps-no { display: inline-grid; place-items: center; width: 54px; height: 54px; border-radius: 50%; background: var(--orange); color: var(--white); }

/* the planner */
.planner { display: grid; grid-template-columns: 1fr 380px; gap: 26px; align-items: start; }
.pl-main { display: grid; gap: 20px; }
.box { background: var(--white); border: 2px solid var(--line); border-radius: 28px; padding: clamp(16px, 2.4vw, 26px); }
.bh { display: flex; align-items: center; gap: 12px; font-size: clamp(21px, 2vw, 26px); }
.bn { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 12px; background: var(--orange); color: var(--white); font: 400 19px/1 var(--accent); transform: rotate(-8deg); flex: none; }
.fields { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 10px; }
.f { display: grid; gap: 6px; font-weight: 700; font-size: 14.5px; color: var(--brown2); }
.f.full { grid-column: 1 / -1; }
.f input, .f select, .f textarea { min-height: 48px; width: 100%; padding: 10px 14px; background: var(--cream); border: 2px solid var(--line); border-radius: 16px; color: var(--brown); font-weight: 500; }
.f input:focus, .f select:focus, .f textarea:focus { border-color: var(--orange); outline: none; background: var(--white); }
.addrow { display: grid; grid-template-columns: 1fr auto; gap: 12px; align-items: end; margin-top: 12px; }
.tools { display: flex; flex-wrap: wrap; gap: 10px; align-items: center; margin-top: 12px; }
.item { display: grid; grid-template-columns: 64px 1fr; gap: 14px; border-top: 1px solid var(--line); padding: 16px 0; }
.item img { width: 64px; height: 64px; border-radius: 18px; object-fit: cover; }
.item-h { display: flex; flex-wrap: wrap; gap: 8px; align-items: center; margin-bottom: 8px; }
.item-h b { font-weight: 800; flex: 1 1 180px; }
.item .fields { grid-template-columns: repeat(3, 1fr); margin: 0; }
.keep { font-weight: 700; font-size: 14.5px; margin-top: 6px; }
.keep.ok { color: var(--olive-d); } .keep.bad { color: var(--orange-d); }
.chk { display: flex; align-items: center; gap: 10px; min-height: 44px; font-size: 15px; cursor: pointer; }
.chk input { width: 20px; height: 20px; accent-color: var(--orange); }
.mini-btn { min-height: 44px; min-width: 44px; padding: 6px 12px; border-radius: 999px; border: 1.5px solid var(--line); background: var(--white); cursor: pointer; font-weight: 700; font-size: 14px; }
.mini-btn:hover { border-color: var(--orange); background: var(--peach2); }
.psum { position: sticky; top: 90px; background: var(--white); border: 2px solid var(--line); border-radius: 30px; padding: 20px; max-height: calc(100vh - 100px); overflow: auto; }
.gauge-w { position: relative; width: 100%; max-width: 300px; margin: 0 auto; }
.gauge { width: 100%; display: block; }
.g-n { position: absolute; left: 0; right: 0; bottom: 0; margin: 0; text-align: center; display: grid; }
.g-n b { font-size: 40px; font-weight: 900; line-height: 1; }
.g-n span { font-size: 14px; color: var(--mute); }
.s-raise { text-align: center; font-weight: 700; margin: 10px 0; }
.s-lines { list-style: none; margin: 0 0 8px; padding: 0; display: grid; gap: 6px; font-size: 14.5px; }
.s-lines li { display: grid; grid-template-columns: 12px 1fr auto; gap: 8px; align-items: center; }
.s-lines i { width: 12px; height: 12px; border-radius: 50%; display: block; }
.s-money { margin: 8px 0; background: var(--brown); color: var(--cream); border-radius: 20px; padding: 12px 16px; display: grid; gap: 4px; }
.s-money div { display: flex; justify-content: space-between; gap: 10px; font-size: 15px; }
.s-money dt { color: var(--sand); } .s-money dd { margin: 0; font-weight: 800; }
.s-money .r dd { color: var(--olive); font-size: 20px; }
.s-ms { margin: 0; padding-left: 1.2em; font-size: 14.5px; display: grid; gap: 6px; }
.s-ms small { display: block; color: var(--mute); }
.iss { border-radius: 16px; padding: 10px 12px; margin: 8px 0 0; font-size: 14.5px; background: var(--band); }
.iss.block { background: var(--peach); font-weight: 700; }
.s-acts { display: grid; gap: 10px; margin-top: 16px; }
.s-row { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.btn[aria-disabled="true"], .chip-btn[aria-disabled="true"] { opacity: .45; pointer-events: none; }
.s-note { min-height: 1.4em; font-weight: 700; margin: 10px 0 4px; color: var(--olive-d); }
.s-d { border-top: 1px solid var(--line); padding: 8px 0; }
.s-d summary { cursor: pointer; font-weight: 800; min-height: 36px; display: flex; align-items: center; }
.s-d textarea { width: 100%; background: var(--cream); border: 1px solid var(--line); border-radius: 14px; color: var(--brown2); font: 13.5px/1.5 ui-monospace, Menlo, monospace; padding: 10px; }
.saved { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.saved li { display: grid; grid-template-columns: 1fr auto auto; gap: 6px; align-items: center; font-size: 14.5px; }

/* footer */
.ft { background: var(--band); position: relative; overflow: hidden; margin-top: clamp(30px, 5vw, 70px); }
.ft-in { max-width: 1200px; margin: 0 auto; padding: clamp(40px, 6vw, 70px) var(--gut) 28px; position: relative; z-index: 1; }
.ft-top { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 20px; align-items: center; padding-bottom: 28px; border-bottom: 1px solid var(--line); }
.ft-line { font-size: clamp(28px, 3.4vw, 42px); font-weight: 800; margin: 0; }
.ft-cta { display: flex; flex-wrap: wrap; gap: 10px; }
.ft-cols { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; padding: 28px 0; }
.fh { font: 800 12.5px/1.3 var(--sans); letter-spacing: .12em; text-transform: uppercase; color: var(--orange-d); }
.ft-cols a { display: block; padding: 6px 0; text-decoration: none; color: var(--brown2); font-weight: 600; }
.ft-cols a:hover { color: var(--orange-d); }
.ft-contact { display: flex; flex-wrap: wrap; gap: 12px 26px; padding: 18px 0; border-top: 1px solid var(--line); }
.ft-contact a, .ft-contact > span { display: inline-flex; gap: 10px; align-items: center; text-decoration: none; color: var(--brown); font-weight: 600; min-height: 44px; }
.ft-legal { display: grid; gap: 6px; font-size: 13.5px; color: var(--mute); margin: 6px 0 0; }
.ft-legal a { color: var(--mute); }

/* scroll reveal: only with JavaScript, never with reduced motion */
html.js [data-reveal] { opacity: 0; transform: translateY(24px); transition: opacity .8s var(--ease), transform .8s var(--ease); }
html.js [data-reveal].in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
  html.js [data-reveal] { opacity: 1; transform: none; }
  html.js [data-reveal]:not(.in) .sw::after, html.js .journey[data-reveal]:not(.in) .jp circle { transform: none; }
}

@media (max-width: 1060px) {
  .hd-nav, .hd-call { display: none; }
  .mm { display: block; }
  .planner { grid-template-columns: 1fr; }
  .psum { position: static; max-height: none; }
  .pcards { grid-template-columns: repeat(3, 1fr); }
  .steps { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 860px) {
  .split, .sh, .ph.has-fan .ph-grid, .ph.prod .ph-grid, .ph.nf .ph-grid, .excard, .cta, .pwrap { grid-template-columns: 1fr; }
  .qcard { grid-template-columns: 1fr 1fr; gap: 6px; padding: 12px; }
  .q { border-right: 0; }
  .qgo { width: 100%; grid-column: 1 / -1; height: 52px; }
  .scards { grid-template-columns: 1fr 1fr; }
  .pcards { grid-template-columns: 1fr 1fr; }
  .dms { grid-template-columns: 1fr; }
  .ex-n { width: 170px; height: 170px; margin: 0 auto; }
  .pidx { position: static; max-height: none; }
  .ft-cols { grid-template-columns: 1fr 1fr; }
  .oboxes { grid-template-columns: 1fr 1fr; }
  .cta-pic { max-width: 260px; }
}
@media (max-width: 600px) {
  .hd .btn.sm { display: none; }
  .qcard { grid-template-columns: 1fr; }
  .scards, .steps, .fields, .item .fields, .mini { grid-template-columns: 1fr; }
  .fan.big { height: 230px; }
  .fan.big .fr { width: 150px; border-width: 4px; border-radius: 30px; }
  .fan.big .fr-1 { width: 170px; }
  .fan.sm { height: 210px; }
  .fan.sm .fr { width: 130px; border-width: 4px; border-radius: 28px; }
  .jstops { grid-template-columns: 1fr 1fr; text-align: left; }
  .jp { height: 60px; }
  .policy-section, .policy-section[data-layout] { grid-template-columns: 1fr; }
  .policy-section .ps-pic { max-width: 220px; }
  .policy-section[data-layout="card"] .ps-pic, .policy-section[data-layout="split"] .ps-pic { order: 0; }
  .policy-section[data-layout="split"] .ps-pic { max-width: none; }
  .policy-section[data-layout="split"] .ps-pic img { aspect-ratio: 3 / 2; }
  .facts div { grid-template-columns: 1fr; gap: 2px; }
  .item { grid-template-columns: 1fr; }
  .addrow { grid-template-columns: 1fr; }
  .mm-panel { grid-template-columns: 1fr; position: fixed; left: 12px; right: 12px; width: auto; top: 80px; }
  .ft-cols { grid-template-columns: 1fr; }
  .blob { opacity: .7; }
}
@media print { .hd, .ft, .fan, .psum .s-acts { display: none; } body { background: #fff; } }